Somebody under the bed
Joe went to a psychiatrist and said, "I've got problems. Every time I go to bed I think there's somebody under it. I'm scared. I think I'm going crazy."
"Just put yourself in my hands for one year," said the shrink. "Come talk with me three times a week, and we should be able to get rid of those fears."
"How much do you charge?"
“Eighty dollars per visit," replied the doctor.
"I'll sleep on it," said Joe.
Six months later, the doctor met Joe on the street. "Why didn't you ever come to see me about those fears you were having?" asked the psychiatrist.
"Well, eighty bucks a visit three times a week for a year is an awful lot of money! A bartender cured me for $10. I was so happy to have saved all that money that I went and bought me a new pickup!"
"Is that so?” asked the psychiatrist. “And how, may I ask, did a bartender cure you?"
"He told me to cut the legs off the bed! Ain't nobody under there now!